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December 24, 2024  
 
 
  Business Loan Information  
 

Wesley Chapel, Florida Business Loan

 
Loan Census SBA Loan Info

I need a loan for my business in Wesley Chapel, Florida! If that's what's on your mind, you've come to the right place.

This article is written specifically for small business proprietors in Wesley Chapel, Florida who are interested in getting a bank loan.

SBA Lenders for Wesley Chapel Businesses

This is a list of banks outside of Wesley Chapel, Florida that have provided SBA loans to Wesley Chapel businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Banco Popular North America
New York City, NY
1
Bank Of America
Charlotte, NC
15
Capital One
Mclean, VA
2
Cit Small Business Lending Corp
Livingston, NJ
3
Comerica Bank
Dallas, TX
1
Community Bank Of Manatee
Bradenton, FL
1
Fidelity Bank
Atlanta, GA
1
Fifth Third Bank
Grand Rapids, MI
2
Innovative Bank
Oakland, CA
1
Regions Bank
Birmingham, AL
1
Southern Comm. Bank
Tampa, FL
2
Superior Financial Group, LLC
Walnut Creek, CA
2
Wachovia SBA Lending, Inc.
Roseville, CA
1

Wesley Chapel Business Loan Advice

As a prerequisite to contacting banks for a loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the loan back to the bank.

Having a business plan is is critically important. If the loan is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list are SBA lenders. Before meeting with the banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to educate yourself. If you haven't read it already, we recommend you review 504 Loans.

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