If you are planning on applying for a small business loan and your business is based in Studio City, California, we've assembled a list of local small business banks that you should contact.
Local Studio City Business Loan Sources
Without further adieu, here's our list of small business banks in Studio City.
Small Business Bank |
Recent SBA Loans |
Bank Of America |
|
Other Lending Resources for Studio City Businesses
This is a list of banks outside of Studio City, California that have provided SBA loans to Studio City businesses. Some of these may be national banks with local branch locations.
Small Business Bank |
Recent SBA Loans |
Banco Popular North America
New York City, NY |
4 |
Bank - America California
Rancho Cordova, CA |
1 |
Bank Of America
Charlotte, NC |
52 |
Bank Of The West
Truckee, CA |
1 |
California Bank & Trust
Sacramento, CA |
2 |
Capital One
Mclean, VA |
5 |
Cit Small Business Lending Corp
Livingston, NJ |
2 |
Citibank
Las Vegas, NV |
2 |
Citibank
San Francisco, CA |
6 |
Comerica Bank
Dallas, TX |
1 |
Community Bank
Pasadena, CA |
1 |
Community W. Bank
Goleta, CA |
1 |
Cupertino National Bank A Division
Cupertino, CA |
1 |
East West Bank
Pasadena, CA |
1 |
Far East National Bank
Los Angeles, CA |
2 |
Ge Cap. Small Business Finan Corp
St. Louis, MO |
1 |
Hanmi Bank
Los Angeles, CA |
4 |
Inland Commun Bank
Duarte, CA |
1 |
Innovative Bank
Oakland, CA |
12 |
Lockheed Fcu
Burbank, CA |
1 |
Mirae Bank
Los Angeles, CA |
2 |
Nara Bank
Los Angeles, CA |
1 |
National Bank Of California
Los Angeles, CA |
1 |
Pacific Cap. Bank
Santa Barbara, CA |
3 |
Pacific Western Bank
Huntington Beach, CA |
1 |
Pacific Western Bank
Pico Rivera, CA |
1 |
Professional Business Bank
Pasadena, CA |
1 |
Saehan Bank
Los Angeles, CA |
3 |
Telesis Community Cu
Chatsworth, CA |
1 |
Temecula Valley Bank
Temecula, CA |
1 |
U.S. Bank National Association
Cincinnati, OH |
10 |
Washington Mutual Bank
Henderson, NV |
6 |
Wells Fargo Bank
San Jose, CA |
4 |
Wilshire State Bank
Los Angeles, CA |
2 |
Studio City Bank Loan Tips
Before meeting with lenders to discuss getting a bank loan, you will need to have a specific plan.
You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, define how the money will be used, and show how you intend to to pay the money back to the lender.
A well-defined business plan is essential. If the money is to for a company that is already doing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to guarantee the loan. Collateral is relevant because banks always
want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.
If the business has few assets, the bank may ask you to to pledge your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history
-- you may want to get a copy of your credit history prior to meeting with the banker.
Many of these banks participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.
Gaebler.com Advice on Raising Money
Take the time to learn as much as you can about Raising
Money. To get the ball rolling, we recommend you read
Business Cash Advances.
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