If you are planning on applying for a small business loan and your business is based in Schenectady, New York, we've assembled a list of local small business banks that you should contact.
Local Schenectady Banks
To assist you in finding a small business banker, here's our list of small business banks in Schenectady.
Small Business Bank |
Recent SBA Loans |
1st National Bank of Scotia |
|
Central National Bank |
|
Charter One Bank - Branch Locations- Clifton Park |
|
Charter One Bank - Branch Locations- Schenectady |
|
Charter One Bank - In-Store Hannaford- Niskayuna |
|
Federal Reserve Bank of Chicago |
|
First National Bank of Scotia - Bookkeeping Dept- Departments- Account ATM Informa |
|
First National Bank of Scotia - Branch Offices- Clifton Park |
|
First National Bank of Scotia - Branch Offices- Colonie |
|
First National Bank of Scotia - Branch Offices- Guilderland |
|
First National Bank of Scotia - Branch Offices- Niskayuna |
|
First National Bank of Scotia - Branch Offices- Rotterdam |
|
First National Bank of Scotia - Departments- Collection Department |
|
First National Bank of Scotia - Departments- Customer Service Depart |
|
First National Bank of Scotia - Departments- Data Processing Depart |
|
First National Bank of Scotia - Departments- Loan Closeouts |
|
First National Bank of Scotia - Departments- Mortgage Department |
|
First National Bank of Scotia - Telephone Banking |
|
First National Bank of Scotia - Visa-Mastercard Information- Departments- Loan Depart |
|
Fleet Bank |
|
Sunmark Fcu |
1 |
Other Lending Resources for Schenectady Businesses
Be sure to speak with bankers outside of Schenectady, New York. These banks, in the table below, have lent to other Schenectady small business owners. In some cases, these large banks may have local bankers you can speak with regarding small business loans.
Small Business Bank |
Recent SBA Loans |
Bank Of America
Charlotte, NC |
5 |
Bank Of America
Providence, RI |
47 |
Bnb Bank, National Association
Fort Lee, NJ |
1 |
Business Loan Center, LLC
New York, NY |
1 |
Business Loan Center, LLC
Richmond, VA |
1 |
Capital One
Mclean, VA |
4 |
Cit Small Business Lending Corp
Livingston, NJ |
2 |
Commerce Bank
Philadelphia, PA |
6 |
First National Bank Of Scotia
Scotia, NY |
4 |
First Niagara Bank
Amsterdam, NY |
1 |
First Niagara Bank
Hudson, NY |
1 |
First Niagara Bank
Lockport, NY |
6 |
Ge Cap. Small Business Finan Corp
St. Louis, MO |
1 |
Hsbc Bank Usa
Buffalo, NY |
3 |
Hsbc Bank Usa
Syracuse, NY |
8 |
Independence Bank
East Greenwich, RI |
1 |
Keybank National Association
Cleveland, OH |
16 |
Keybank National Association
South Portland, ME |
1 |
Legacy Bank
Milwaukee, WI |
1 |
Manufacturers & Traders Trust
Amherst, NY |
3 |
Manufacturers & Traders Trust
Buffalo, NY |
6 |
Manufacturers & Traders Trust
Towson, MD |
1 |
Nbt Bank, National Association
Norwich, NY |
2 |
New York Business Devel Corp
Albany, NY |
16 |
Rbs Citizens
Cleveland, OH |
1 |
Rbs Citizens
Providence, RI |
26 |
Shinhan Bank America
New York City, NY |
3 |
Small Business Loan Source LLC
Houston, TX |
1 |
Td Banknorth
Portland, ME |
3 |
The Bank Of Bennington
Bennington, VT |
1 |
United Midwest Savings Bank
Columbus, OH |
1 |
Schenectady Bank Loan Tips
Getting a bank loan is one of the most common sources of funding for a small business, but getting a loan isn't always easy.
It's always a good idea to talk to as many banks as possible.
When applying for a small business loan, you will find that some banks will not work with you and others will. Of those banks that will work with you, some will offer a better deal than others.
By meeting with all of the local banks in your area, and even reaching out to some of the national banks, you will be sure to get a great deal on your bank loan.
Remember, before meeting with a banker, be sure to prepare your business profile, loan request details, collateral description, business financial statements and personal financial statements.
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