Business Loan San Diego, California

Looking for a San Diego, California small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

This article is written specifically for small business proprietors in San Diego, California who are interested in getting a bank loan.

Local San Diego Banks

To help you learn more about local small business lenders, here's our list of small business banks in San Diego.

Small Business Bank	Recent SBA Loans
1st American Mortgage and Realty- Inc
1st National Bank of Arizona
1st Pacific Bank of Caifornia
1st Pacific Bank Of California	79
Ace Parking Inc
American Express Bank
Ameristar Lending
Arabic Broadcast Network Inc
Armed Forces Bank
Atm USA LLC
Avalon Partners
Bank Of America
Bank of Commerce Alaj
Bank of Coronado - San Diego
Bank of Internet
Bank of the West
California Bank & Trust	485
California Center Bank
Caris & Company
Cathay Bank
Cdc Small Business Finan Corp	3
Comerica Bank	1
Metro United Bank	3
Neighborhood National Bank	179
North Island Finan Cu Dba No.	1
Pacific Crest Bank	7
Pacific Western Bank	172
Point Loma Community Bank	1
San Diego National Bank	45
Security Business Bank - San Diego	28
Sunrise Bank Of Arizona	2
U.S. Bank National Association	195
Wescom Central Cu	4

Banks that Lend to San Diego Businesses

This is a list of banks outside of San Diego, California that have provided SBA loans to San Diego businesses. Some of these may be national banks with local branch locations.

Small Business Bank	Recent SBA Loans
1st Centennial Bank Brea, CA	3
1st Centennial Bank Redlands, CA	1
1st Pacific Bank Of California Solana Beach, CA	15
Alliance Bank Culver City, CA	3
Alliance Bank Of Arizona Phoenix, AZ	4
Amer Express Centurion Bk Salt Lake City, UT	2
American Continental Bank City Of Industry, CA	1
Banco Popular North America Downey, CA	1
Banco Popular North America New York City, NY	17
Bank - America California Rancho Cordova, CA	4
Bank Of America Charlotte, NC	414
Bank Of The West La Mesa, CA	7
Bank Of The West Sacramento, CA	1
Bank Of The West Salt Lake City, UT	8
Bank Of The West San Francisco, CA	3
Bank Of The West Truckee, CA	1
Beach Business Bank Manhattan Beach, CA	4
Borrego Springs Bank Borrego Springs, CA	33
Bridge Bank San Jose, CA	12
Business Loan Center, LLC New York, NY	14
Business Loan Center, LLC Panama City Beach, FL	96
California Bank & Trust Sacramento, CA	245
Capital One Mclean, VA	99
Capital One Bank (usa) Glen Allen, VA	6
Cathay Bank Alhambra, CA	3
Cathay Bank Los Angeles, CA	9
Center Bank Los Angeles, CA	19
Cit Small Business Lending Corp Golden, CO	2
Cit Small Business Lending Corp Livingston, NJ	50
Citibank Las Vegas, NV	25
Citibank Miami, FL	3
Citibank New York City, NY	2
Citibank San Francisco, CA	34
City National Bank Los Angeles, CA	4
Comerica Bank Dallas, TX	34
Comerica Bank Menlo Park, CA	2
Community Bank Pasadena, CA	3
Community Bank Of Nevada Las Vegas, NV	4
Community W. Bank Goleta, CA	13
Cupertino National Bank A Division Cupertino, CA	1
Discovery Bank San Marcos, CA	29
Excel National Bank Beverly Hills, CA	1
Farmers & Merchants Savings Bk Iowa City, IA	1
First Bank Chula Vista, CA	32
First Bank Creve Coeur, MO	4
First Bank Huntington Beach, CA	4
First Bank Newport Beach, CA	2
First Business Bank Ramona, CA	11
First California Bank Camarillo, CA	1
First National Bank - Southern Calif San Marcos, CA	12
First National Bank Of Arizona Scottsdale, AZ	1
First Standard Bank Los Angeles, CA	1
First State Bank Conway, AR	1
Gateway Business Bank Cerritos, CA	1
Ge Cap. Small Business Finan Corp St. Louis, MO	14
Hanmi Bank Los Angeles, CA	11
Heritage Oaks Bank Paso Robles, CA	1
Innovative Bank Oakland, CA	96
Internatl City Bank Long Beach, CA	8
La Jolla Bank, FSB Escondido, CA	29
La Jolla Bank, FSB La Jolla, CA	15
Lehman Brothers Bank, FSB Wilmington, DE	35
Loans From Old Closed Lenders Washington, DC	1
Merrill Lynch Bank & Trust. FSB New York City, NY	1
Merrill Lynch Bank Usa Salt Lake City, UT	3
Metropacific Bank Irvine, CA	2
Millennium State Bank Of Texas Dallas, TX	1
Mirae Bank Los Angeles, CA	1
Mission Oaks National Bank Temecula, CA	1
Nara Bank Los Angeles, CA	2
National Bank Of California Los Angeles, CA	2
Ncb, FSB Hillsboro, OH	1
Newtek Small Business Finance Inc. New York, NY	4
North Island Finan Cu Dba No. Chula Vista, CA	1
Pacific Cap. Bank Santa Barbara, CA	36
Pacific City Bank Los Angeles, CA	1
Pacific Coast National Bank San Clemente, CA	6
Pacific Mercantile Bank Costa Mesa, CA	1
Pacific Western Bank Carlsbad, CA	1
Pacific Western Bank Coronado, CA	19
Pacific Western Bank Escondido, CA	17
Pacific Western Bank Huntington Beach, CA	1
Pacific Western Bank La Mesa, CA	4
Pacific Western Bank Rancho Santa Fe, CA	59
Pacific Western Bank Santee, CA	11
Premier Comm. Bank Anaheim, CA	1
Rabobank, National Association El Centro, CA	5
Saehan Bank Los Angeles, CA	2
Seacoast Commerce Bank Chula Vista, CA	12
Silvergate Bank La Jolla, CA	4
South Cnty Bank Rancho Santa Margarit, CA	1
South Valley National Bank A Divis Gilroy, CA	1
Spectrum Bank Irvine, CA	1
Stearns Bank Saint Cloud, MN	3
Sunrise Bank Of Arizona Phoenix, AZ	6
Superior Financial Group, LLC Walnut Creek, CA	3
Susquehanna Bank Dv Pottstown, PA	1
Temecula Valley Bank Temecula, CA	14
The Mechanics Bank Richmond, CA	1
U.S. Bank National Association Cincinnati, OH	194
U.S. Bank National Association La Jolla, CA	4
Umpqua Bank Roseburg, OR	1
Union Bank Of California Hemet, CA	1
Union Bank Of California San Francisco, CA	136
United Central Bank Garland, TX	2
United Commercial Bank San Francisco, CA	4
United Western Bank Denver, CO	1
Uniti Bank Buena Park, CA	3
Ups Capital Business Credit Windsor, CT	1
Vineyard Bank Corona, CA	49
Vision One Cu Sacramento, CA	2
Wachovia SBA Lending, Inc. Roseville, CA	13
Wachovia SBA Lending, Inc. Sacramento, CA	1
Washington Mutual Bank Henderson, NV	74
Washington Mutual Bank Salt Lake City, UT	1
Washington State Bank Washington, IA	1
Wells Fargo Bank Auburn, CA	6
Wells Fargo Bank Carlsbad, CA	65
Wells Fargo Bank Escondido, CA	2
Wells Fargo Bank Minneapolis, MN	1
Wells Fargo Bank San Jose, CA	232
Wells Fargo Bank Sioux Falls, SD	45
Wilshire State Bank Los Angeles, CA	7
World Trade Finance, Inc. Glendale, CA	1

Tips for Getting a Business Loan in San Diego

Prior to contacting banks to discuss getting a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show your ability to pay the loan back to the bank.

Having a business plan is is critically important. If the money is to for a going concern, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, the bank may ask you to to secure the business with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Our Gaebler.com site is dedicated to providing advice to entrepreneurs, and we have a lot of useful articles about to Raising Money. If raising money is on your to-do list, one article that might be of interest to you is Choosing VC Firms.

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