If you are hoping to get a small business loan and your business is based in Ridgewood, New Jersey, we've assembled a list of local small business banks that you should contact.
Local Ridgewood Business Loan Sources
To help you learn more about local small business lenders, here's our list of small business banks in Ridgewood.
Small Business Bank |
Recent SBA Loans |
Boiling Springs Savings Bank |
|
Caribbean Bank of Commerce Ltd |
|
Citizens Community Bank |
|
Columbia Bank - Branches- Midland Park Branch |
|
Columbia Bank - Branches- Paramus Branches |
|
Columbia Bank - Branches- Ridgewood Branch |
|
Commerce Bank |
|
Northern New Jersey Savings League Associations |
|
Banks that Lend to Ridgewood Businesses
Be sure to speak with bankers outside of Ridgewood, New Jersey. These banks, in the table below, have lent to other Ridgewood small business owners. In some cases, these large banks may have local bankers you can speak with regarding small business loans.
Small Business Bank |
Recent SBA Loans |
1st Constitution Bank
Cranbury, NJ |
1 |
Amer Express Centurion Bk
Salt Lake City, UT |
1 |
Bank Of America
Charlotte, NC |
4 |
Bank Of America
Providence, RI |
12 |
Capital One
Mclean, VA |
3 |
Cit Small Business Lending Corp
Livingston, NJ |
1 |
Columbia Bank
Fair Lawn, NJ |
1 |
Columbia Bank
Paramus, NJ |
4 |
Comerica Bank
Sacramento, CA |
1 |
Commerce Bank
Flemington, NJ |
2 |
Commerce Bank
Philadelphia, PA |
2 |
Commerce Bank/north
Ramsey, NJ |
1 |
Ge Cap. Small Business Finan Corp
St. Louis, MO |
1 |
Hsbc Bank Usa
Buffalo, NY |
1 |
Hsbc Bank Usa
Syracuse, NY |
1 |
Innovative Bank
Oakland, CA |
1 |
Jpmorgan Chase Bank
Houston, TX |
3 |
Ncb, FSB
Hillsboro, OH |
1 |
Pnc Bank, National Association
Pittsburgh, PA |
1 |
Sun National Bank
Vineland, NJ |
1 |
Td Banknorth
Elmwood Park, NJ |
1 |
Td Banknorth
Portland, ME |
1 |
Td Banknorth
Saddle Brook, NJ |
2 |
Valley National Bank
North Plainfield, NJ |
1 |
Wachovia Bank
Charlotte, NC |
1 |
Washington Mutual Bank
Henderson, NV |
3 |
Ridgewood Bank Loan Tips
Getting a bank loan is one of the most common sources of funding for a small business, but getting small business financing is not a slam dunk.
Improve your odds by talking to as many banks as possible.
When getting a small business loan, you will find that some banks will not work with you and others will. Of those banks that will work with you, some will offer better loan terms than others.
By talking to all of the local banks in your area, and even reaching out to some of the national banks, you will be sure to get very competitive loan terms.
Remember, before visiting with local small business banks, be sure to prepare your business profile, loan request details, collateral description, business financial statements and personal financial statements.
Gaebler.com Advice on Raising Money
If you are new to our Gaebler.com site, you should know that we are devoted to supporting entrepreneurs, and we have a
lot of useful articles about to Raising
Money. For example, we recommend you read 504 Loans.
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