Loan Census Banking News and Information
November 14, 2024  
 
 
  Business Loan Information  
 

Pleasant Hill, Missouri Business Loan

 
Loan Census SBA Loan Info

Looking for a Pleasant Hill, Missouri small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

These materials were prepared for small business owners in Pleasant Hill, Missouri who are interested in getting a bank loan.

Local Pleasant Hill Banks

To assist you in finding a small business banker, here's our list of small business banks in Pleasant Hill.

Small Business Bank Recent SBA Loans
BC National Banks  
Money Matters Inc  
Pleasant Hill Bank  

SBA Lenders for Pleasant Hill Businesses

This is a list of banks outside of Pleasant Hill, Missouri that have provided SBA loans to Pleasant Hill businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
2
Bank Of Lee's Summit
Lee's Summit, MO
2
Capital One
Mclean, VA
1
Commerce Bank
Kansas City, MO
3
Community So. Bank D.b.a Commun
Knoxville, TN
1
First National Bank - Missouri
Blue Springs, MO
1
First Western Sblc, Inc
Dallas, TX
1
U.S. Bank National Association
Cincinnati, OH
2
Umb Bank
Kansas City, MO
1

Pleasant Hill Business Loan Advice

Prior to reaching out to banks to get a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the loan back to the bank.

Being able to present a well-written business plan is essential. If the money is to for an existing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, the bank may ask you to to secure the business with your personal assets, such as your individual retirement account or pension plan. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Our Gaebler.com site is deeply committed to aiding small business owners, and we have a lot of information pertaining to to Raising Money. For example, we recommend you read 504 Loans.

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