If you are planning on applying for a small business loan and your business is based in Placerville, California, we've put together a list of local small business banks that you should contact.
Local Placerville Business Loan Sources
To help you learn more about local small business lenders, here's our list of small business banks in Placerville.
Lenders for Placerville Businesses
Be sure to speak with bankers outside of Placerville, California. These banks, in the table below, have lent to other Placerville small business owners. In some cases, these large banks may have local bankers you can speak with regarding small business loans.
Small Business Bank |
Recent SBA Loans |
Bank Of America
Charlotte, NC |
18 |
Bank Of The West
Sacramento, CA |
1 |
Bridge Bank
San Jose, CA |
1 |
California Bank & Trust
Sacramento, CA |
2 |
Capital One
Mclean, VA |
5 |
Capital One Bank (usa)
Glen Allen, VA |
2 |
Cit Small Business Lending Corp
Livingston, NJ |
2 |
Citibank
San Francisco, CA |
1 |
Comerica Bank
Dallas, TX |
2 |
Community Banks - Northern Cal
Tracy, CA |
1 |
Community W. Bank
Goleta, CA |
3 |
Cupertino National Bank A Division
Cupertino, CA |
1 |
Farmers & Merchants Bank - Cent.
Elk Grove, CA |
1 |
First U S Community Cu
Sacramento, CA |
1 |
Ge Cap. Small Business Finan Corp
St. Louis, MO |
1 |
Greater Bay Bank
Palo Alto, CA |
1 |
Hanmi Bank
Los Angeles, CA |
1 |
Pacific Western Bank
Escondido, CA |
1 |
Service 1st Bank
Stockton, CA |
1 |
Small Business Loan Source LLC
Houston, TX |
1 |
Sterling Savings Bank
Santa Rosa, CA |
3 |
U.S. Bank National Association
Cincinnati, OH |
8 |
Umpqua Bank
Cameron Park, CA |
9 |
Umpqua Bank
Roseburg, OR |
2 |
Umpqua Bank
Roseville, CA |
1 |
Union Bank Of California
Chatsworth, CA |
1 |
Wells Fargo Bank
Auburn, CA |
1 |
Wells Fargo Bank
Lodi, CA |
1 |
Wells Fargo Bank
Sacramento, CA |
1 |
Wells Fargo Bank
San Jose, CA |
3 |
Business Loan Advice for Placerville Businesses
Getting a bank loan is one of the most common sources of funding for a small business, but securing debt financing is a time-consuming task.
It's always a good idea to talk to as many banks as possible.
When applying for a small business loan, you will find that some banks will not work with you and others will. Of those banks that will work with you, some will offer a better deal than others.
By talking to all of the local banks in your area, and even reaching out to some of the national banks, you will be sure to get very competitive loan terms.
Remember, before meeting with a banker, be sure to prepare your business profile, loan request details, collateral description, business financial statements and personal financial statements.
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