If you are looking for a small business loan and your business is based in Oregon City, Oregon, we've assembled a list of local small business banks that you should contact.
Local Oregon City Banks
To assist you in finding a small business banker, here's our list of small business banks in Oregon City.
Small Business Bank |
Recent SBA Loans |
Bank Of America |
|
Bank of the West - Branch Locations- Business Banking Center- Oregon |
|
Clackamas Community Federal Credit Union |
|
Keybank - Keycenters- Hilltop |
|
U S Bank |
|
Washington Mutual - Bank Locations- Oregon City- Oregon City Hilltop |
|
Washington Mutual-Financial Center |
|
Wells Fargo Bank NA - Gladstone |
|
Wells Fargo Bank NA - Oregon City- Portland- 82nd & Johnson Creek |
|
Wells Fargo Bank NA - West Linn |
|
Wells Fargo Bank Northwest NA - Camas- Oregon City |
|
Other Lending Resources for Oregon City Businesses
This is a list of banks outside of Oregon City, Oregon that have provided SBA loans to Oregon City businesses. Some of these may be national banks with local branch locations.
Small Business Bank |
Recent SBA Loans |
Bank Of America
Charlotte, NC |
9 |
Bank Of The West
Truckee, CA |
3 |
Bbva Bancomer Usa
Moreno Valley, CA |
1 |
Capital One
Mclean, VA |
2 |
Cit Small Business Lending Corp
Livingston, NJ |
4 |
Citicapital Small Business Finance
Irving, TX |
1 |
Columbia State Bank
Portland, OR |
1 |
Comerica Bank
Dallas, TX |
2 |
Excel National Bank
Beverly Hills, CA |
1 |
Innovative Bank
Oakland, CA |
2 |
Keybank National Association
Cleveland, OH |
2 |
Pacific Continental Bank
Eugene, OR |
1 |
Silver State Bank
Henderson, NV |
2 |
The Cowlitz Bank
Longview, WA |
1 |
U.S. Bank National Association
Cincinnati, OH |
39 |
United Western Bank
Denver, CO |
1 |
Wachovia SBA Lending, Inc.
Roseville, CA |
1 |
Washington Mutual Bank
Henderson, NV |
1 |
Wells Fargo Bank
San Jose, CA |
9 |
Wells Fargo Bank
Sioux Falls, SD |
2 |
West Coast Bank
Portland, OR |
1 |
West Coast Bank
Wilsonville, OR |
1 |
Business Loan Advice for Oregon City Businesses
Prior to contacting banks for a loan, you will need to develop the specifics of your loan request.
You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, define how the money will be used, and show how you intend to to pay the money back to the bank.
Being able to present a well-written business plan is an important prerequisite. If the bank loan is to for a company that is already doing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always
want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.
If the business has few assets, the bank may ask you to to to guarantee the loan with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history
-- you may want to get a copy of your credit history prior to meeting with the banker.
Many of these banks participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.
Gaebler.com Advice on Raising Money
Take the time to learn as much as you can about Raising
Money. To get started, we recommend you read
Getting a Small Business Loan.
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