Loan Census Banking News and Information
December 24, 2024  
 
 
  Business Loan Information  
 

Miramar Beach, Florida Business Loan

 
Loan Census SBA Loan Info

Small business loans in Miramar Beach, Florida are available. You just need to talk to the right bank.

We wrote this article for small business proprietors in Miramar Beach, Florida who are interested in getting a bank loan.

Local Miramar Beach Banks

To assist you in finding a small business banker, here's our list of small business banks in Miramar Beach.

Small Business Bank Recent SBA Loans
Army Aviation Center Federal Credit Union  

Business Loan Providers for Miramar Beach Businesses

This is a list of banks outside of Miramar Beach, Florida that have provided SBA loans to Miramar Beach businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
3
Jpmorgan Chase Bank
Houston, TX
1
Trustmark National Bank
Jackson, MS
1
Ups Capital Business Credit
Windsor, CT
1

Miramar Beach Business Loan Advice

As a prerequisite to contacting lenders to get a bank loan, you will need to have a specific plan.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show how you intend to to pay the money back to the lender.

Having a business plan is an important prerequisite. If the financing is to for a going concern, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to pledge your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list are SBA lenders. Prior to visiting local banks, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are planning on Raising Money, you need to learn as much as you can. If you haven't read it already, we recommend you review 504 Loans.

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