Loan Census Banking News and Information
November 14, 2024  
 
 
  Business Loan Information  
 

Medford, Oregon Business Loan

 
Loan Census SBA Loan Info

Getting a business loan in Medford, Oregon seems challenging at first, but we're here to help you get started.

We wrote this article for entrepreneurs in Medford, Oregon who are interested in getting debt financing.

Local Medford Lenders

Without further adieu, here's our list of small business banks in Medford.

Small Business Bank Recent SBA Loans
AFS Brokerage Inc  
Bank of Cascades  
Evergreen Federal Bank  
Keybank - Keycenters- Black Oak  
Keybank - Keycenters- Downtown Medford  
Keybank - Keycenters- East Medford  
Klamath First  
Libertybank 1
Mortgage Wells Fargo Home  
PAC First Mortgage  
People's Bank Of Commerce 156
Premierwest Bank  
South Valley Bank & Trust 2
Sterling Savings Bank  
U S Bank - Branch Offices- Medford- Barnett & Phoenix Albertsons Of  
U S Bank - Branch Offices- Medford- Jacksonville & Ross Albertsons Of  
U S Bank - Branch Offices- Medford- Medford Office  
U S Bank - Branch Offices- Medford- North Medford Office  
U S Bank - Branch Offices- Medford- Rogue Valley Manor Office  
U S Bank - Branch Offices- Medford- South Medford Office  
U S Bank - Subsidiaries & Divisions- Investment  
U S Bank - Subsidiaries & Divisions- Private Trust & Management  
Umpqua Bank - Medford  
Washington Mutual Bank 102
Wells Fargo Bank NA  
Wells Fargo Home Mortgage  
Western Bank - Medford- Crater Branch  
Western Bank - Medford- Downtown Medford Branch  
Western Bank - Medford- North Medford Branch  

Other Lending Resources for Medford Businesses

This is a list of banks outside of Medford, Oregon that have provided SBA loans to Medford businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
19
Bank Of The Cascades
Bend, OR
2
Bank Of The West
Truckee, CA
1
Borrego Springs Bank
Borrego Springs, CA
2
Capital One
Mclean, VA
14
Capital One Bank (usa)
Glen Allen, VA
1
Cit Small Business Lending Corp
Golden, CO
1
Cit Small Business Lending Corp
Livingston, NJ
14
Comerica Bank
Dallas, TX
2
Community W. Bank
Goleta, CA
1
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
Innovative Bank
Oakland, CA
2
Keybank National Association
Cleveland, OH
7
Mission Valley Bank
Sun Valley, CA
1
Pacific Continental Bank
Eugene, OR
1
Small Business Loan Source LLC
Houston, TX
1
South Valley Bank & Trust
Klamath Falls, OR
2
Textron Business Credit, Inc.
Providence, RI
1
U.S. Bank National Association
Cincinnati, OH
20
U.S. Bank National Association
San Diego, CA
1
Umpqua Bank
Roseburg, OR
3
Wachovia SBA Lending, Inc.
Roseville, CA
1
Washington Mutual Bank
Henderson, NV
13
Wells Fargo Bank
Anchorage, AK
1
Wells Fargo Bank
San Jose, CA
16
Wells Fargo Bank
Sioux Falls, SD
4
West Coast Bank
Lake Oswego, OR
1

Medford Business Loan Advice

Before meeting with banks for a loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show how you intend to to pay the loan back to the bank.

A well-defined business plan is an important prerequisite. If the bank loan is to for a company that is already doing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to get up to speed on the subject. If you haven't read it already, we recommend you review 504 Loans.

More Business Loan Info for Oregon
Get a Business Loan in Mcminnville
Get a Business Loan in Milwaukie

Browse All Business Loan Sources for Oregon