Loan Census Banking News and Information
November 15, 2024  
 
 
  Business Loan Information  
 

Small Business Lenders in Lewis Center, Ohio

 
Loan Census SBA Loan Info

Looking for a Lewis Center, Ohio small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

If you are hoping to get a small business loan and your business is based in Lewis Center, Ohio, we've assembled a list of local small business banks that you should contact.

Local Lewis Center Lending Resources

To help you learn more about local small business lenders, here's our list of small business banks in Lewis Center.

Small Business Bank Recent SBA Loans
Charter One Bank  
Delaware Cnty Bank & Trust 2
Delaware County Bank & Trust - Green Meadows Office  
Delaware County Bank and Trust Company - Corporate Center  
Fifth Third Bank - Lewis Center  

Other Lending Resources for Lewis Center Businesses

This is a list of banks outside of Lewis Center, Ohio that have provided SBA loans to Lewis Center businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st Cit. National Bank - Upper Sand
Powell, OH
1
Bank Of The West
San Francisco, CA
1
Branch Bank & Trust
Winston Salem, NC
2
Business Loan Center, LLC
Panama City Beach, FL
1
Capital One
Mclean, VA
1
Capital One Bank (usa)
Glen Allen, VA
1
Cit Small Business Lending Corp
Livingston, NJ
1
Comerica Bank
Dallas, TX
1
Fifth Third Bank
Cincinnati, OH
2
Fifth Third Bank
Columbus, OH
3
Firstmerit Bank
Akron, OH
1
Innovative Bank
Oakland, CA
1
Jpmorgan Chase Bank
Houston, TX
21
Keybank National Association
Cleveland, OH
3
National City Bank
Cleveland, OH
15
National City Bank
Indianapolis, IN
1
Northwest Bank & Trust Company
Davenport, IA
1
The Huntington National Bank
Columbus, OH
8
The Huntington National Bank
Salineville, OH
1
The Huntington National Bank
Worthington, OH
1
U.S. Bank National Association
Cincinnati, OH
2
Wells Fargo Bank
Minneapolis, MN
1

Business Loan Advice for Lewis Center Businesses

Prior to meeting with banks to discuss getting a bank loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you plan to pay the loan back to the bank.

Being able to present a well-written business plan is essential. If the capital is to for a going concern, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as the equity in your home. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

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If you are serious about Raising Money, you need to educate yourself. If you haven't read it already, we recommend you review Realistic Debt Financing Options.

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