If you are hoping to get a small business loan and your business is based in La Puente, California, we've put together a list of local small business banks that you should contact.
Business Loan Providers for La Puente Businesses
This is a list of banks outside of La Puente, California that have provided SBA loans to La Puente businesses. Some of these may be national banks with local branch locations.
Small Business Bank |
Recent SBA Loans |
Banco Popular North America
New York City, NY |
2 |
Bank Of America
Charlotte, NC |
28 |
Bank Of The West
Truckee, CA |
1 |
Borrego Springs Bank
Borrego Springs, CA |
2 |
California Bank & Trust
Sacramento, CA |
4 |
Capital One
Mclean, VA |
5 |
Capital One Bank (usa)
Glen Allen, VA |
1 |
Cathay Bank
Alhambra, CA |
2 |
Cathay Bank
Los Angeles, CA |
2 |
Center Bank
Los Angeles, CA |
1 |
Citibank
Las Vegas, NV |
1 |
Citibank
San Francisco, CA |
2 |
Comerica Bank
Dallas, TX |
3 |
East West Bank
Pasadena, CA |
1 |
First Standard Bank
Los Angeles, CA |
1 |
Fullerton Community Bank, FSB
Fullerton, CA |
1 |
Gbc International Bank
Monterey Park, CA |
1 |
Hanmi Bank
Los Angeles, CA |
6 |
Innovative Bank
Oakland, CA |
9 |
Mirae Bank
Los Angeles, CA |
1 |
Nara Bank
Los Angeles, CA |
2 |
National Bank Of Arizona
Tucson, AZ |
1 |
National Bank Of California
Los Angeles, CA |
1 |
Pacific City Bank
Los Angeles, CA |
1 |
Pacific Western Bank
Escondido, CA |
1 |
Saehan Bank
Los Angeles, CA |
6 |
Temecula Valley Bank
Temecula, CA |
1 |
U.S. Bank National Association
Cincinnati, OH |
6 |
United Commercial Bank
San Francisco, CA |
7 |
Uniti Bank
Buena Park, CA |
1 |
Wachovia SBA Lending, Inc.
Roseville, CA |
1 |
Washington Mutual Bank
Henderson, NV |
2 |
Wells Fargo Bank
San Jose, CA |
4 |
Wells Fargo Bank
Sioux Falls, SD |
2 |
Wilshire State Bank
Los Angeles, CA |
2 |
Business Loan Advice for La Puente Businesses
Prior to reaching out to banks to get a bank loan, you will need to determine exactly what size loan you will be asking for.
You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show your ability to pay the loan back to the bank.
Being able to present a well-written business plan is an important prerequisite. If the financing is to for a company that is already doing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always
want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.
If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history
-- you may want to get a copy of your credit history prior to meeting with the banker.
Many of the banks in our list participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.
Gaebler.com Advice on Raising Money
If you are new to our Gaebler.com site, you should know that we are devoted to supporting entrepreneurs, and we have a
lot of resources related to to Raising
Money. If you want to learn about raising money, we would suggest you read Bank Credit Lines.
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