Klamath Falls, Oregon Business Loan

Raising money in Klamath Falls, Oregon? If so, you'll want to talk to some of these small business lenders in Klamath Falls.

This article is written specifically for small business owners in Klamath Falls, Oregon who are interested in getting debt financing.

Local Klamath Falls Lending Resources

To assist you in finding a small business banker, here's our list of small business banks in Klamath Falls.

Small Business Bank	Recent SBA Loans
Approved Payroll Advance
Coldwell Banker Holman Premier Realty Inc
Farm Credit Services
Highland Community Federal Credit Union
Klamath First
Klamath Public Employees Federal Credit Union
South Valley Bank & Trust	7
Sterling Savings Bank
U S Bank
Washington Mutual - Bank Locations- Klamath Falls- Shasta Way
Washington Mutual - Bank Locations- Klamath Falls- South Sixth Street
Washington Mutual-Financial Center
Waterstone Mortgage
Wells Fargo Bank NA - Branch Offices- Klamath Falls
Wells Fargo Home Mortgage

Lenders for Klamath Falls Businesses

This is a list of banks outside of Klamath Falls, Oregon that have provided SBA loans to Klamath Falls businesses. Some of these may be national banks with local branch locations.

Small Business Bank	Recent SBA Loans
Bank Of America Charlotte, NC	3
Business Loan Center, LLC New York, NY	1
California Bank & Trust Sacramento, CA	1
Capital One Mclean, VA	8
Cit Small Business Lending Corp Livingston, NJ	7
Comerica Bank Dallas, TX	1
Keybank National Association Cleveland, OH	1
Sterling Savings Bank Spokane, WA	1
U.S. Bank National Association Cincinnati, OH	16
Washington Mutual Bank Henderson, NV	1
Wells Fargo Bank San Jose, CA	6

Klamath Falls Business Loan Advice

Before reaching out to lenders to discuss getting a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show your ability to pay the loan back to the lender.

Being able to present a well-written business plan is an important prerequisite. If the bank loan is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to learn as much as you can. If you haven't read it already, we recommend you review Choosing VC Firms.

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