Loan Census Banking News and Information
November 14, 2024  
 
 
  Business Loan Information  
 

Kearney, Nebraska Small Business Loans

 
Loan Census SBA Loan Info

I need a loan for my business in Kearney, Nebraska! If that's what's on your mind, you've come to the right place.

If you are hoping to get a small business loan and your business is based in Kearney, Nebraska, we've assembled a list of local small business banks that you should contact.

Local Kearney Business Lenders

Without further adieu, here's our list of small business banks in Kearney.

Small Business Bank Recent SBA Loans
Commercial Federal Bank  
Five Points Bank  
Geneva State Bank 1
Heritage Bank 1
Invest Financial Corporation  
Investment One  
Kearney St. Bank & Trust 2
Kearney State Bank & Trust Company  
Nebraska National Bank 3
Nebraska Trust CO  
Platte Valley St. Bank & Trust 56
Platte Valley State Bank & Trust CO - North Bank  
Platte Valley State Bank & Trust CO - South Bank  
Platte Valley State Bank & Trust Company  
Premier Distributing  
Robert Thomas Securities Inc  
Tierone Bank 1
Town & Country Bank  
U S Bank - Kearney Downtown Office- Branch Offices- Kearney- Downtown Of  
U S Bank - Usbank.Com- U S Bank- Branch Offices- Kearney- Kearney Ne-Main Of  
Union Bank & Trust CO  
Wells Fargo Bank NA - Wells Fargo Investments  
Wells Fargo Bank Nebraska NA - Customer Service  

Banks that Lend to Kearney Businesses

This is a list of banks outside of Kearney, Nebraska that have provided SBA loans to Kearney businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Capital One
Mclean, VA
2
Cit Small Business Lending Corp
Golden, CO
1
Equitable Bank
Grand Island, NE
2
First National Bank Of Omaha
Omaha, NE
1
First State Bank
Gothenburg, NE
1
Geneva State Bank
Geneva, NE
2
Heritage Bank
Wood River, NE
4
Tierone Bank
Lincoln, NE
1
U.S. Bank National Association
Cincinnati, OH
1
Wachovia SBA Lending, Inc.
Roseville, CA
1
Wells Fargo Bank
San Jose, CA
7
Wells Fargo Bank
Sioux Falls, SD
2

Kearney Bank Loan Tips

Before reaching out to banks to discuss getting a bank loan, you will need to have a specific plan.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the money back to the bank.

A well-defined business plan is an important prerequisite. If the financing is to for a going concern, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, the bank may ask you to to secure the business with your personal assets, such as the equity in your home. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list are SBA lenders. Before meeting with the banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are planning on Raising Money, you need to educate yourself. If you haven't read it already, we recommend you review How Much Venture Capital Is There?.

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