If you are hoping to get a small business loan and your business is based in Kearney, Nebraska, we've assembled a list of local small business banks that you should contact.
Local Kearney Business Lenders
Without further adieu, here's our list of small business banks in Kearney.
Small Business Bank |
Recent SBA Loans |
Commercial Federal Bank |
|
Five Points Bank |
|
Geneva State Bank |
1 |
Heritage Bank |
1 |
Invest Financial Corporation |
|
Investment One |
|
Kearney St. Bank & Trust |
2 |
Kearney State Bank & Trust Company |
|
Nebraska National Bank |
3 |
Nebraska Trust CO |
|
Platte Valley St. Bank & Trust |
56 |
Platte Valley State Bank & Trust CO - North Bank |
|
Platte Valley State Bank & Trust CO - South Bank |
|
Platte Valley State Bank & Trust Company |
|
Premier Distributing |
|
Robert Thomas Securities Inc |
|
Tierone Bank |
1 |
Town & Country Bank |
|
U S Bank - Kearney Downtown Office- Branch Offices- Kearney- Downtown Of |
|
U S Bank - Usbank.Com- U S Bank- Branch Offices- Kearney- Kearney Ne-Main Of |
|
Union Bank & Trust CO |
|
Wells Fargo Bank NA - Wells Fargo Investments |
|
Wells Fargo Bank Nebraska NA - Customer Service |
|
Banks that Lend to Kearney Businesses
This is a list of banks outside of Kearney, Nebraska that have provided SBA loans to Kearney businesses. Some of these may be national banks with local branch locations.
Small Business Bank |
Recent SBA Loans |
Capital One
Mclean, VA |
2 |
Cit Small Business Lending Corp
Golden, CO |
1 |
Equitable Bank
Grand Island, NE |
2 |
First National Bank Of Omaha
Omaha, NE |
1 |
First State Bank
Gothenburg, NE |
1 |
Geneva State Bank
Geneva, NE |
2 |
Heritage Bank
Wood River, NE |
4 |
Tierone Bank
Lincoln, NE |
1 |
U.S. Bank National Association
Cincinnati, OH |
1 |
Wachovia SBA Lending, Inc.
Roseville, CA |
1 |
Wells Fargo Bank
San Jose, CA |
7 |
Wells Fargo Bank
Sioux Falls, SD |
2 |
Kearney Bank Loan Tips
Before reaching out to banks to discuss getting a bank loan, you will need to have a specific plan.
You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the money back to the bank.
A well-defined business plan is an important prerequisite. If the financing is to for a going concern, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always
want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.
If the business has few assets, the bank may ask you to to secure the business with your personal assets, such as the equity in your home. The banks will look at your personal credit report in any case, so hopefully you have good credit history
-- you may want to get a copy of your credit history prior to meeting with the banker.
Many of the banks in our list are SBA lenders. Before meeting with the banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.
Gaebler.com Advice on Raising Money
If you are planning on Raising
Money, you need to educate yourself. If you haven't read it
already, we recommend you review
How Much Venture Capital Is There?.
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