Loan Census Banking News and Information
December 19, 2024  
 
 
  Business Loan Information  
 

Ithaca, New York Small Business Loans

 
Loan Census SBA Loan Info

Raising money in Ithaca, New York? If so, you'll want to talk to some of these small business lenders in Ithaca.

If you are planning on applying for a small business loan and your business is based in Ithaca, New York, we've assembled a list of local small business banks that you should contact.

Local Ithaca Business Lenders

To help you learn more about local small business lenders, here's our list of small business banks in Ithaca.

Small Business Bank Recent SBA Loans
Alternatives Fcu 61
Bank of America - Investments- Private Clients Group  
Cayuga Mortgage Co  
Cfcu Community Credit Union  
Cfcu Community Cu 3
Chemung Canal Trust Co  
Cornell Fingerlakes Credit Union - Branch Offices  
E S & L Premium Deposit Services  
First Niagara Bank 2
Fleet Bank  
Tompkins Empl Fcu 1
Tompkins Trust Company 43

Other Lending Resources for Ithaca Businesses

Be sure to speak with bankers outside of Ithaca, New York. These banks, in the table below, have lent to other Ithaca small business owners. In some cases, these large banks may have local bankers you can speak with regarding small business loans.

Small Business Bank Recent SBA Loans
1st National Bank - Groton
Groton, NY
1
Alliance Bank
Syracuse, NY
1
Bank Of America
Charlotte, NC
4
Bank Of America
Providence, RI
8
Business Lenders, LLC
Hartford, CT
1
Business Loan Center, LLC
Richmond, VA
3
Capital One
Mclean, VA
1
Chemung Canal Trust Company
Elmira, NY
5
Cit Small Business Lending Corp
Livingston, NJ
2
Community Bank
Elmira, NY
1
First Niagara Bank
Cortland, NY
3
First Niagara Bank
Geneva, NY
3
First Niagara Bank
Lockport, NY
3
Hsbc Bank Usa
Buffalo, NY
9
Jpmorgan Chase Bank
Houston, TX
1
Keybank National Association
Cleveland, OH
2
Manufacturers & Traders Trust
Amherst, NY
18
Manufacturers & Traders Trust
Binghamton, NY
1
Manufacturers & Traders Trust
Buffalo, NY
8
Manufacturers & Traders Trust
Towson, MD
1
Manufacturers & Traders Trust
Utica, NY
1
New York Business Devel Corp
Albany, NY
3
Preferred Capital Bidco, Inc.
Wilmington, DE
1
Rbs Citizens
Cleveland, OH
1
Rbs Citizens
Providence, RI
9
Tioga State Bank
Spencer, NY
2
Unity Bank
Clinton, NJ
1
Unity Bank
Phillipsburg, NJ
1
Visions Fcu
Endwell, NY
1

Ithaca Bank Loan Tips

Borrowing money is one of the most common sources of funding for a small business, but getting a loan is a time-consuming task.

It's always a good idea to talk to as many banks as possible.

When applying for a small business loan, you will find that some banks will not work with you and others will. Of those banks that will work with you, some will offer better loan terms than others.

By talking to all of the local banks in your area, and even reaching out to some of the national banks, you will be sure to get very competitive loan terms.

Remember, before meeting with a banker, be sure to prepare your business profile, loan request details, collateral description, business financial statements and personal financial statements.

Gaebler.com Advice on Raising Money

Make the effort and learn as much as you can about Raising Money. To get started, we recommend you read 504 Loans.

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