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December 23, 2024 |
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| Home > Small Business Lenders by State > New York Banks > Hicksville, New York Bank Loans | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Hicksville, New York Small Business Loans |
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Raising money in Hicksville, New York? If so, you'll want to talk to some of these small business lenders in Hicksville. If you are planning on applying for a small business loan and your business is based in Hicksville, New York, we've put together a list of local small business banks that you should contact. Local Hicksville Business Lenders To help you learn more about local small business lenders, here's our list of small business banks in Hicksville.
SBA Lenders for Hicksville Businesses This is a list of banks outside of Hicksville, New York that have provided SBA loans to Hicksville businesses. Some of these may be national banks with local branch locations.
Hicksville Bank Loan Tips As a prerequisite to contacting banks for a loan, you will need to determine exactly what size loan you will be asking for. You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, define how the money will be used, and show how you intend to to pay the money back to the bank. A well-defined business plan is an important prerequisite. If the bank loan is to for a company that is already doing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections. If the business has few assets, the bank may ask you to to to guarantee the loan with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker. Many of the banks in our list participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you. Gaebler.com Advice on Raising Money Make the effort and learn as much as you can about Raising Money. To get the ball rolling, we recommend you read Getting a Small Business Loan. Get a Business Loan in Hewlett Get a Business Loan in Highland Browse All Business Loan Sources for New York
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