If you are planning on applying for a small business loan and your business is based in Hicksville, New York, we've put together a list of local small business banks that you should contact.
Local Hicksville Business Lenders
To help you learn more about local small business lenders, here's our list of small business banks in Hicksville.
Small Business Bank |
Recent SBA Loans |
Accu Data Corporation |
|
Astoria Federal Savings & Loan Association - Banking Offices |
|
Bank of New York |
|
Bantek West Inc |
|
Chase Manhattan Bank - Area Branches- Bellmore |
|
Chase Manhattan Bank - Area Branches- Seaford |
|
Chase Manhattan Bank - Area Branches- Wantagh |
|
Chase Manhattan Bank - Area Branches With 24 Hour Atms- Greenvale |
|
Chase Manhattan Bank - Area Branches With 24 Hour Atms- Melville |
|
Chase Manhattan Bank - Area Branches With 24 Hour Atms- Mineola Court H |
|
Chase Manhattan Bank - Area Branches With 24 Hour Atms- Oceanside |
|
Chase Manhattan Bank - Long Beach |
|
Citibank NA - Full Service Financial Centers- Nassau- Hicksville |
|
Emigrant Savings Bank |
|
First National Bank of Long Island |
|
Fleet Bank |
|
SBA Lenders for Hicksville Businesses
This is a list of banks outside of Hicksville, New York that have provided SBA loans to Hicksville businesses. Some of these may be national banks with local branch locations.
Small Business Bank |
Recent SBA Loans |
Banco Popular North America
New York City, NY |
4 |
Bank Of America
Charlotte, NC |
17 |
Bank Of America
Providence, RI |
24 |
Bnb Bank, National Association
Fort Lee, NJ |
2 |
Branch Bank & Trust
Winston Salem, NC |
1 |
Business Loan Center, LLC
New York, NY |
1 |
Capital One
Mclean, VA |
7 |
Cit Small Business Lending Corp
Livingston, NJ |
3 |
Citibank
Las Vegas, NV |
2 |
Citibank
New York City, NY |
5 |
Commerce Bank
Flemington, NJ |
1 |
Commerce Bank
Philadelphia, PA |
2 |
Community National Bank
Great Neck, NY |
1 |
Flushing Savings Bank, FSB
New York City, NY |
3 |
Home Loan Invest Bank F.s.b.
Warwick, RI |
3 |
Hsbc Bank Usa
Buffalo, NY |
7 |
Hsbc Bank Usa
Syracuse, NY |
9 |
Jpmorgan Chase Bank
Houston, TX |
18 |
Pnc Bank, National Association
Pittsburgh, PA |
2 |
State Bank Of Long Island
New Hyde Park, NY |
1 |
Sterling National Bank
New York City, NY |
1 |
Unity Bank
Clinton, NJ |
2 |
Valley National Bank
North Plainfield, NJ |
1 |
Washington Mutual Bank
Henderson, NV |
3 |
Wells Fargo Bank
Sioux Falls, SD |
1 |
Hicksville Bank Loan Tips
As a prerequisite to contacting banks for a loan, you will need to determine exactly what size loan you will be asking for.
You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, define how the money will be used, and show how you intend to to pay the money back to the bank.
A well-defined business plan is an important prerequisite. If the bank loan is to for a company that is already doing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always
want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.
If the business has few assets, the bank may ask you to to to guarantee the loan with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history
-- you may want to get a copy of your credit history prior to meeting with the banker.
Many of the banks in our list participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.
Gaebler.com Advice on Raising Money
Make the effort and learn as much as you can about Raising
Money. To get the ball rolling, we recommend you read
Getting a Small Business Loan.
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