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December 23, 2024  
 
 
  Business Loan Information  
 

Small Business Lenders in Havre, Montana

 
Loan Census SBA Loan Info

Looking for a Havre, Montana small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

If you are looking for a small business loan and your business is based in Havre, Montana, we've assembled a list of local small business banks that you should contact.

Local Havre Business Lenders

To assist you in finding a small business banker, here's our list of small business banks in Havre.

Small Business Bank Recent SBA Loans
Heritage Bank  
Independence Bank 25
Stockman Bank  
U S Bank - Consumer Banking- U S Bank Banking Branch Offices- Havre- Havre Of  
US Bank Havre Office  
Wells Fargo Bank Montana N A  
Wells Fargo Bank NA - Havre  
Wells Fargo Home Mortgage  

Other Lending Resources for Havre Businesses

This is a list of banks outside of Havre, Montana that have provided SBA loans to Havre businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Capital One
Mclean, VA
1
U.S. Bank National Association
Cincinnati, OH
5
Wells Fargo Bank
Minneapolis, MN
2

Business Loan Advice for Havre Businesses

Before reaching out to banks for a loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you intend to to pay the loan back to the bank.

A well-defined business plan is an important prerequisite. If the capital is to for a company that is already doing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Gaebler.com is a site that is passionate about helping entrepreneurs, and we have a lot of information pertaining to to Raising Money. If you want to learn about raising money, we would suggest you read Bank Credit Lines.

Business Loan Sources for Other Cities in Montana
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Get a Business Loan in Helena

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