Small Business Lenders in Haskell, Oklahoma

Local Haskell Business Lenders

To assist you in finding a small business banker, here's our list of small business banks in Haskell.

Banks that Lend to Haskell Businesses

This is a list of banks outside of Haskell, Oklahoma that have provided SBA loans to Haskell businesses. Some of these may be national banks with local branch locations.

Business Loan Advice for Haskell Businesses

Prior to meeting with banks for a loan, you will need to develop the specifics of your loan request.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show how you intend to to pay the money back to the bank.

Having a business plan is is critically important. If the financing is to for a company that is already doing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, the bank may ask you to to pledge your personal assets, such as your individual retirement account or pension plan. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks are SBA lenders. Prior to visiting local banks, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are new to our Gaebler.com site, you should know that we are devoted to assisting entrepreneurs, and we have a lot of resources related to to Raising Money. For example, we would suggest you read Getting a Small Business Loan.