Small Business Lenders in Gig Harbor, Washington

Small business loans in Gig Harbor, Washington are available. You just need to talk to the right bank.

If you are looking for a small business loan and your business is based in Gig Harbor, Washington, we've assembled a list of local small business banks that you should contact.

Local Gig Harbor Banks

To assist you in finding a small business banker, here's our list of small business banks in Gig Harbor.

Small Business Bank	Recent SBA Loans
Bank Of America
Columbia Bank
Columbia Mortgage Capital Corporation
Dormier Engineering
First Community Bank
Golf Savings Bank Mortgage Division - Gig Harbor
Keybank - Gig Harbor- Keycenters
Keybank - Keycenters
Kitsap Bank	1
Timberland Bank
U S Bank
Venture Bank	1
Washington Mutual - Bank Locations- North Gig Harbor
Washington Mutual Savings

Lenders for Gig Harbor Businesses

This is a list of banks outside of Gig Harbor, Washington that have provided SBA loans to Gig Harbor businesses. Some of these may be national banks with local branch locations.

Small Business Bank	Recent SBA Loans
Amresco SBA Holdings, Inc. Irving, TX	1
Bank Of America Charlotte, NC	11
Branch Bank & Trust Winston Salem, NC	1
Business Loan Center, LLC New York, NY	1
Capital One Mclean, VA	7
Center Bank Los Angeles, CA	1
City Bank Lynnwood, WA	2
Columbia Banking System, Inc. Tacoma, WA	1
Columbia State Bank Olympia, WA	2
Columbia State Bank Tacoma, WA	1
First Sound Bank Seattle, WA	1
Ge Cap. Small Business Finan Corp St. Louis, MO	1
Hanmi Bank Los Angeles, CA	2
Heritage Bank Olympia, WA	1
Innovative Bank Oakland, CA	1
Keybank National Association Cleveland, OH	8
Kitsap Bank Port Orchard, WA	8
Mirae Bank Los Angeles, CA	2
Nara Bank Los Angeles, CA	1
Northwest Commercial Bank Lakewood, WA	1
Pacific City Bank Los Angeles, CA	1
Pacific International Bank Seattle, WA	1
Prime Pacific Bank, Na Lynnwood, WA	1
Sterling Savings Bank Spokane, WA	1
U.S. Bank National Association Cincinnati, OH	10
Wachovia SBA Lending, Inc. Roseville, CA	2
Washington 1st Internatl Federal Way, WA	1
Washington 1st Internatl Seattle, WA	1
Washington Business Bank Olympia, WA	3
Washington Mutual Bank Henderson, NV	4
Washington Mutual Bank Medford, OR	2
Wells Fargo Bank San Jose, CA	2
Wells Fargo Bank Sioux Falls, SD	3
Wilshire State Bank Los Angeles, CA	2

Business Loan Advice for Gig Harbor Businesses

As a prerequisite to contacting lenders to discuss getting a bank loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show how you plan to pay the loan back to the lender.

Being able to present a well-written business plan is an important prerequisite. If the bank loan is to for a going concern, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, the bank may ask you to to secure the business with your personal assets, such as the equity in your home. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Gaebler.com is a site that is dedicated to helping entrepreneurs, and we have a lot of resources related to to Raising Money. For example, we recommend you read Borrowing Money from Friends and Family.

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