This article is written specifically for small business proprietors in El Dorado Hills, California who are interested in getting a bank loan.
Local El Dorado Hills Business Loan Sources
To help you learn more about local small business lenders, here's our list of small business banks in El Dorado Hills.
Small Business Bank |
Recent SBA Loans |
Bank Of America |
|
Umpqua Bank |
1 |
Banks that Lend to El Dorado Hills Businesses
Be sure to speak with bankers outside of El Dorado Hills, California. These banks, in the table below, have lent to other El Dorado Hills small business owners. In some cases, these large banks may have local bankers you can speak with regarding small business loans.
Small Business Bank |
Recent SBA Loans |
Bank Of America
Charlotte, NC |
9 |
Bank Of The West
Truckee, CA |
1 |
Borrego Springs Bank
Borrego Springs, CA |
1 |
California Bank & Trust
Sacramento, CA |
4 |
California Bank & Trust
San Diego, CA |
1 |
Capital One
Mclean, VA |
6 |
Capital One Bank (usa)
Glen Allen, VA |
1 |
Cit Small Business Lending Corp
Livingston, NJ |
3 |
Comerica Bank
Dallas, TX |
2 |
First Community Cu
Jamestown, ND |
1 |
First U S Community Cu
Sacramento, CA |
1 |
Folsom Lake Bank
Folsom, CA |
1 |
Hanmi Bank
Los Angeles, CA |
1 |
Innovative Bank
Oakland, CA |
1 |
Stearns Bank
Saint Cloud, MN |
1 |
U.S. Bank National Association
Cincinnati, OH |
3 |
Umpqua Bank
Cameron Park, CA |
6 |
Umpqua Bank
Roseburg, OR |
1 |
Union Bank Of California
San Francisco, CA |
1 |
Ups Capital Business Credit
Windsor, CT |
1 |
Washington Mutual Bank
Henderson, NV |
1 |
Wells Fargo Bank
San Jose, CA |
6 |
Wells Fargo Bank
Sioux Falls, SD |
1 |
Tips for Getting a Business Loan in El Dorado Hills
Getting a bank loan is one of the most common sources of funding for a small business, but obtaining a loan is not a slam dunk.
Improve your odds by talking to as many banks as possible.
When applying for a small business loan, you will find that some banks will not work with you and others will. Of those banks that will work with you, some will offer a better deal than others.
By talking to all of the local banks in your area, and even reaching out to some of the national banks, you will be sure to get the best small business financing available.
Remember, before contacting lenders, be sure to prepare your business profile, loan request details, collateral description, business financial statements and personal financial statements.
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