Loan Census Banking News and Information
December 23, 2024  
 
 
  Business Loan Information  
 

Small Business Lenders in Dry Ridge, Kentucky

 
Loan Census SBA Loan Info

Looking for a Dry Ridge, Kentucky small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

If you are planning on applying for a small business loan and your business is based in Dry Ridge, Kentucky, we've put together a list of local small business banks that you should contact.

Local Dry Ridge Business Lenders

To help you learn more about local small business lenders, here's our list of small business banks in Dry Ridge.

Small Business Bank Recent SBA Loans
Bank of Kentucky  
Eagle Bank - Dry Ridge Branch  
Grant County Deposit Bank - Branch OFC  
Integra Bank NA  
Wells Fargo Home Mortgage  

Business Loan Providers for Dry Ridge Businesses

This is a list of banks outside of Dry Ridge, Kentucky that have provided SBA loans to Dry Ridge businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Capital One
Mclean, VA
1
Community Trust Bank, Inc.
Pikeville, KY
1
Fifth Third Bank
Grand Rapids, MI
1
Integra Bank
Evansville, IN
1
National City Bank
Louisville, KY
1
Pnc Bank, National Association
Pittsburgh, PA
1
Stearns Bank
Saint Cloud, MN
1
The Bank Of Kentucky, Inc
Crestview Hills, KY
1
U.S. Bank National Association
Cincinnati, OH
2

Business Loan Advice for Dry Ridge Businesses

As a prerequisite to meeting with banks to get a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show how you intend to to pay the money back to the bank.

Being able to present a well-written business plan is is critically important. If the bank loan is to for a company that is already doing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are new to our Gaebler.com site, you should know that we are deeply committed to assisting entrepreneurs, and we have a lot of resources related to to Raising Money. For example, we recommend you read Business Cash Advances.

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