Cockeysville, Maryland Small Business Loans

Small business loans in Cockeysville, Maryland are available. You just need to talk to the right bank.

If you are hoping to get a small business loan and your business is based in Cockeysville, Maryland, we've put together a list of local small business banks that you should contact.

Local Cockeysville Business Lenders

Without further adieu, here's our list of small business banks in Cockeysville.

Small Business Bank	Recent SBA Loans
1st Mariner Bank
Bank of America
Chevy Chase Bank
First National Bank of Maryland 347-6000
First Union
First Virginia Bank Central Maryland
Fraternity Federal Savings & Loan Association
Hamilton Federal Bank
K Bank	1
Key Bank and Trust - Construction Permanent Lending
M & T Bank
Mercantile Bank & Trust - Banking Offices- Sparks
Mercantile Bank and Trust
Nationsbank
Provident Bank - Branches- Baltimore County- Hunt Valley

Other Lending Resources for Cockeysville Businesses

This is a list of banks outside of Cockeysville, Maryland that have provided SBA loans to Cockeysville businesses. Some of these may be national banks with local branch locations.

Small Business Bank	Recent SBA Loans
Bank Of America Charlotte, NC	10
Capital One Mclean, VA	3
Cit Small Business Lending Corp Livingston, NJ	2
Eaglebank Bethesda, MD	1
Farmers & Merchants Bank Upperco, MD	1
First Commonwealth Bank Hollidaysburg, PA	1
Ge Cap. Small Business Finan Corp St. Louis, MO	1
Innovative Bank Oakland, CA	1
K Bank Owings Mills, MD	5
Manufacturers & Traders Trust Amherst, NY	5
Manufacturers & Traders Trust Baltimore, MD	2
Manufacturers & Traders Trust Buffalo, NY	3
Manufacturers & Traders Trust Towson, MD	5
New Windsor State Bank New Windsor, MD	1
Pnc Bank, National Association Philadelphia, PA	2
Pnc Bank, National Association Pittsburgh, PA	2
Provident Bank Of Maryland Baltimore, MD	1
Provident Bank Of Maryland Warrenton, VA	1
Sandy Spring Bank Olney, MD	2
Susquehanna Bank Baltimore, MD	4
Susquehanna Bank Pa Owings Mills, MD	1
Susquehanna Bank Pa Westminster, MD	1
The Columbia Bank Columbia, MD	1
Wachovia SBA Lending, Inc. Roseville, CA	1

Cockeysville Bank Loan Tips

As a prerequisite to contacting banks to discuss getting a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show your ability to pay the money back to the bank.

Being able to present a well-written business plan is is critically important. If the money is to for a company that is already doing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, the bank may ask you to to pledge your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Gaebler.com is a site that is devoted to supporting small business owners, and we have a lot of resources related to to Raising Money. To learn more, one article that might be of interest to you is 504 Loans.

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