Small Business Lenders in Circleville, Ohio

Getting a business loan in Circleville, Ohio seems challenging at first, but we're here to help you get started.

If you are planning on applying for a small business loan and your business is based in Circleville, Ohio, we've assembled a list of local small business banks that you should contact.

Local Circleville Lending Resources

To help you learn more about local small business lenders, here's our list of small business banks in Circleville.

Small Business Bank	Recent SBA Loans
Bank One - Banking Centers- Pickaway County- Circleville-Atm Location
Fifth Third Bank
Oak Hill Banks	1
The Savings Bank	1

SBA Lenders for Circleville Businesses

This is a list of banks outside of Circleville, Ohio that have provided SBA loans to Circleville businesses. Some of these may be national banks with local branch locations.

Small Business Bank	Recent SBA Loans
Business Loan Center, LLC New York, NY	1
Business Loan Center, LLC Panama City Beach, FL	1
Capital One Mclean, VA	1
Commerce National Bank Columbus, OH	1
Community So. Bank D.b.a Commun Parsons, TN	1
Fairfield National Bank A Division Lancaster, OH	1
Fifth Third Bank Cincinnati, OH	2
Fifth Third Bank Columbus, OH	2
Jpmorgan Chase Bank Houston, TX	9
National City Bank Cleveland, OH	2
Oak Hill Banks Jackson, OH	1
The Huntington National Bank Columbus, OH	5
The Huntington National Bank Toledo, OH	1
The Huntington National Bank Zanesville, OH	1
U.S. Bank National Association Cincinnati, OH	1
United Midwest Savings Bank De Graff, OH	1

Business Loan Advice for Circleville Businesses

As a prerequisite to reaching out to lenders for a loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the loan back to the lender.

Being able to present a well-written business plan is essential. If the capital is to for a going concern, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to educate yourself. If you haven't read it already, we recommend you review Business Line of Credit.

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