Small Business Lenders in Chula Vista, California

Small business loans in Chula Vista, California are available. You just need to talk to the right bank.

If you are looking for a small business loan and your business is based in Chula Vista, California, we've assembled a list of local small business banks that you should contact.

Local Chula Vista Banks

To assist you in finding a small business banker, here's our list of small business banks in Chula Vista.

Small Business Bank	Recent SBA Loans
A Mobile Notary Service
Air Tiger Express
Bank Of America
California Bank & Trust - Branch Offices- Carlsbad Village Office- Chula V
Challenger Import & Export Inc
First Bank	117
North Island Finan Cu Dba No.	2
Seacoast Commerce Bank	36

SBA Lenders for Chula Vista Businesses

This is a list of banks outside of Chula Vista, California that have provided SBA loans to Chula Vista businesses. Some of these may be national banks with local branch locations.

Small Business Bank	Recent SBA Loans
Alliance Bank Culver City, CA	1
American Security Bank Santa Ana, CA	1
Banco Popular North America New York City, NY	12
Bank Of America Charlotte, NC	54
Bank Of The West La Mesa, CA	1
Bank Of The West Salt Lake City, UT	1
Borrego Springs Bank Borrego Springs, CA	3
Bridge Bank San Jose, CA	2
Business Lenders, LLC Hartford, CT	1
Business Loan Center, LLC New York, NY	3
Business Loan Center, LLC Panama City Beach, FL	17
California Bank & Trust Sacramento, CA	8
California Bank & Trust San Diego, CA	1
Capital One Mclean, VA	14
Capital One Bank (usa) Glen Allen, VA	1
Cathay Bank Alhambra, CA	1
Center Bank Los Angeles, CA	4
Cit Small Business Lending Corp Livingston, NJ	5
Citibank Las Vegas, NV	10
Citibank San Francisco, CA	5
Citizens Business Bank Burbank, CA	1
Comerica Bank Dallas, TX	11
Comerica Bank Menlo Park, CA	1
Community So. Bank D.b.a Commun Parsons, TN	1
Community W. Bank Goleta, CA	1
Discovery Bank San Marcos, CA	5
First Bank Creve Coeur, MO	1
First Business Bank Ramona, CA	2
First National Bank - Southern Calif San Marcos, CA	1
Innovative Bank Oakland, CA	27
La Jolla Bank, FSB La Jolla, CA	2
Lehman Brothers Bank, FSB Wilmington, DE	15
Mirae Bank Los Angeles, CA	1
Nara Bank Los Angeles, CA	1
Neighborhood National Bank San Diego, CA	15
Newtek Small Business Finance Inc. New York, NY	2
Pacific Cap. Bank Santa Barbara, CA	3
Pacific Western Bank Coronado, CA	1
Pacific Western Bank Escondido, CA	1
Pacific Western Bank La Mesa, CA	1
Pacific Western Bank Rancho Santa Fe, CA	10
Pacific Western Bank San Diego, CA	8
Pacific Western Bank Santee, CA	1
Premier Comm. Bank Anaheim, CA	1
Saehan Bank Los Angeles, CA	1
San Diego National Bank San Diego, CA	1
U.S. Bank National Association Cincinnati, OH	21
U.S. Bank National Association La Jolla, CA	1
Union Bank Of California San Francisco, CA	16
Uniti Bank Buena Park, CA	1
Vineyard Bank Corona, CA	5
Wachovia SBA Lending, Inc. Roseville, CA	2
Washington Mutual Bank Henderson, NV	21
Wells Fargo Bank Auburn, CA	1
Wells Fargo Bank Carlsbad, CA	7
Wells Fargo Bank San Jose, CA	33
Wells Fargo Bank Sioux Falls, SD	4

Business Loan Advice for Chula Vista Businesses

As a prerequisite to meeting with lenders for a loan, you will need to develop the specifics of your loan request.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the money back to the lender.

A well-defined business plan is essential. If the money is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Our Gaebler.com site is all about providing advice to entrepreneurs, and we have a lot of resources related to to Raising Money. For example, we would suggest you read Angel Investors.

Business Loan Sources for Other Cities in California
Get a Business Loan in Chowchilla
Get a Business Loan in Citrus Heights

Browse All Business Loan Sources for California