Carlstadt, New Jersey Small Business Loans

Raising money in Carlstadt, New Jersey? If so, you'll want to talk to some of these small business lenders in Carlstadt.

If you are looking for a small business loan and your business is based in Carlstadt, New Jersey, we've assembled a list of local small business banks that you should contact.

Local Carlstadt Business Lenders

To help you learn more about local small business lenders, here's our list of small business banks in Carlstadt.

Small Business Bank	Recent SBA Loans
First Union Bank
Intercept Inc
People's Bank

SBA Lenders for Carlstadt Businesses

This is a list of banks outside of Carlstadt, New Jersey that have provided SBA loans to Carlstadt businesses. Some of these may be national banks with local branch locations.

Small Business Bank	Recent SBA Loans
Banco Popular North America New York City, NY	2
Bank Of America Charlotte, NC	6
Bank Of America Providence, RI	8
Bnb Bank, National Association Fort Lee, NJ	2
Capital One Mclean, VA	4
Cit Small Business Lending Corp Livingston, NJ	1
Columbia Bank Paramus, NJ	1
Commerce Bank Philadelphia, PA	3
Commerce Bank/north Ramsey, NJ	2
Community National Bank Great Neck, NY	1
Flushing Savings Bank, FSB New York City, NY	1
Hsbc Bank Usa Syracuse, NY	1
Isn Bank Cherry Hill, NJ	2
Jpmorgan Chase Bank Columbus, OH	1
Jpmorgan Chase Bank Houston, TX	5
Nara Bank Los Angeles, CA	2
Pnc Bank, National Association Pittsburgh, PA	3
Pnc Bank, National Association Somerset, NJ	1
Shinhan Bank America New York City, NY	1
Sovereign Bank New York City, NY	2
Ups Capital Business Credit Windsor, CT	4
Valley National Bank North Plainfield, NJ	3
Washington Mutual Bank Henderson, NV	2

Carlstadt Bank Loan Tips

As a prerequisite to reaching out to banks to discuss getting a bank loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the loan back to the bank.

Being able to present a well-written business plan is an important prerequisite. If the loan is to for a going concern, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to get up to speed on the subject. If you haven't read it already, we recommend you review Microlending as a Small Business Funding Source.

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