Loan Census Banking News and Information
December 18, 2024  
 
 
  Business Loan Information  
 

Business Loan Brenham, Texas

 
Loan Census SBA Loan Info

Raising money in Brenham, Texas? If so, you'll want to talk to some of these small business lenders in Brenham.

These materials were prepared for small business proprietors in Brenham, Texas who are interested in getting debt financing.

Local Brenham Lenders

To help you learn more about local small business lenders, here's our list of small business banks in Brenham.

Small Business Bank Recent SBA Loans
Bank of Brenham  
Bank One - Banking Center  
Brenham National Bank  
Citizens State Bank  

Other Lending Resources for Brenham Businesses

This is a list of banks outside of Brenham, Texas that have provided SBA loans to Brenham businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Amegy Bank
Houston, TX
1
Amer Business Lending Inc.
Dallas, TX
3
Capital One
Mclean, VA
3
Cit Small Business Lending Corp
Livingston, NJ
1
First Western Sblc, Inc
Dallas, TX
1
Innovative Bank
Oakland, CA
7
Jpmorgan Chase Bank
Houston, TX
4
Small Business Loan Source LLC
Houston, TX
1
United Central Bank
Garland, TX
1
Wells Fargo Bank
San Jose, CA
2
Wells Fargo Bank
Sioux Falls, SD
1
Wilshire State Bank
Los Angeles, CA
1

Tips for Getting a Business Loan in Brenham

As a prerequisite to contacting lenders to discuss getting a bank loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you intend to to pay the loan back to the lender.

Having a business plan is an important prerequisite. If the money is to for a company that is already doing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to pledge your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to get up to speed on the subject. If you haven't read it already, we recommend you review Angel Investors.

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