If you are looking for a small business loan and your business is based in Bonita Springs, Florida, we've put together a list of local small business banks that you should contact.
Local Bonita Springs Business Loan Sources
Without further adieu, here's our list of small business banks in Bonita Springs.
Small Business Bank |
Recent SBA Loans |
Adam Waszkowski - WCI Mortgage |
|
Bank of America |
|
Citibank Home Equity |
|
Colonial Bank - Banking Offices- Estero- Corkscrew |
|
Colonial Bank - Riverview Center- Bonita Springs- Banking Offices |
|
Other Lending Resources for Bonita Springs Businesses
This is a list of banks outside of Bonita Springs, Florida that have provided SBA loans to Bonita Springs businesses. Some of these may be national banks with local branch locations.
Small Business Bank |
Recent SBA Loans |
Banco Popular North America
New York City, NY |
2 |
Bank Of America
Charlotte, NC |
18 |
Busey Bank
Fort Myers, FL |
2 |
Business Loan Center, LLC
New York, NY |
1 |
Business Loan Center, LLC
Panama City Beach, FL |
1 |
Capital One
Mclean, VA |
3 |
Cit Small Business Lending Corp
Livingston, NJ |
4 |
Comerica Bank
Dallas, TX |
1 |
Community Bank Of Manatee
Bradenton, FL |
1 |
Community So. Bank D.b.a Commun
Parsons, TN |
3 |
Fifth Third Bank
Evansville, IN |
1 |
First Bank
Clewiston, FL |
1 |
Hsbc Bank Usa
Syracuse, NY |
1 |
Regions Bank
Memphis, TN |
3 |
Suntrust Bank
Atlanta, GA |
1 |
Temecula Valley Bank
Temecula, CA |
2 |
Tib Bank
Naples, FL |
1 |
Ups Capital Business Credit
Windsor, CT |
1 |
Wachovia SBA Lending, Inc.
Roseville, CA |
1 |
Wells Fargo Bank
San Jose, CA |
1 |
Wells Fargo Bank
Sioux Falls, SD |
1 |
Bonita Springs Bank Loan Tips
Prior to contacting lenders for a loan, you will need to determine exactly what size loan you will be asking for.
You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, define how the money will be used, and show how you plan to pay the money back to the lender.
Having a business plan is essential. If the loan is to for a company that is already doing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to guarantee the loan. Collateral is relevant because banks always
want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.
If the business has few assets, the bank may ask you to to secure the business with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history
-- you may want to get a copy of your credit history prior to meeting with the banker.
Many of these banks are SBA lenders. Before meeting with the banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.
Gaebler.com Advice on Raising Money
If you are new to our Gaebler.com site, you should know that we are passionate about assisting entrepreneurs, and we have a
lot of resources related to to Raising
Money. If you want to learn about raising money, we recommend you read 504 Loans.
Business Loan Sources for Other Cities in Florida
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