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December 22, 2024  
 
 
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Small Business Lenders in Bethany, Oklahoma

 
Loan Census SBA Loan Info

Looking for a Bethany, Oklahoma small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

If you are planning on applying for a small business loan and your business is based in Bethany, Oklahoma, we've assembled a list of local small business banks that you should contact.

Local Bethany Lenders

To help you learn more about local small business lenders, here's our list of small business banks in Bethany.

Small Business Bank Recent SBA Loans
1st Bethany  
Banker's Credit Card Service  
First Bethany Bank & Trust 5
International Bank of Commerce - Branch Offices- Bethany  
International Bank of Commerce - Corporate Headquarters- Checking & Savings Acco  
International Bank of Commerce - Corporate Headquarters- Information  
People's Bank  
The Yukon National Bank 9
Union Bank - Edmond Branch  
Union Bank - Memorial Road Branch  
Union Bank - North Drive-In  
Union Bank - South Penn Branch  

Other Lending Resources for Bethany Businesses

This is a list of banks outside of Bethany, Oklahoma that have provided SBA loans to Bethany businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Arvest Bank
Tulsa, OK
1
Bancfirst
Oklahoma City, OK
10
Bank - Oklahoma
Oklahoma City, OK
1
Bank - Oklahoma
Tulsa, OK
1
Bank Of America
Charlotte, NC
1
Capital One
Mclean, VA
1
Comerica Bank
Dallas, TX
1
Coppermark Bank
Oklahoma City, OK
1
Innovative Bank
Oakland, CA
2
Jpmorgan Chase Bank
Houston, TX
3
Kirkpatrick Bank
Edmond, OK
2
Stillwater National Bank & Trust
Stillwater, OK
1
The Yukon National Bank
Yukon, OK
1

Business Loan Advice for Bethany Businesses

Before meeting with lenders for a loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show your ability to pay the money back to the lender.

Having a business plan is is critically important. If the loan is to for a company that is already doing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, the bank may ask you to to secure the business with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are planning on Raising Money, you need to educate yourself. If you haven't read it already, we recommend you review 504 Loans.

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