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I need a loan for my business in Baltimore, Maryland! If that's what's on your mind, you've come to the right place.
If you are hoping to get a small business loan and your business is based in Baltimore, Maryland, we've assembled a list of local small business banks that you should contact.
Local Baltimore Lending Resources To help you learn more about local small business lenders, here's our list of small business banks in Baltimore.
Small Business Bank |
Recent SBA Loans |
1st Mariner Bank |
|
1st Mariner Mortgage |
|
Advance Bank |
|
Advance Federal Savings & Loan Association |
|
Allfirst |
|
Allied Investment Advisors Inc |
|
Ameria ATM |
|
ATM America |
|
ATM International |
|
Atm USA LLC |
|
Automated Teller Machine Services Inc |
|
Baltimore American Savings & Loan Association Inc |
|
Baltimore County Savings Bank FSB - Hamilton OFC |
|
Baltimore County Savings Bank FSB - Mortgage and Consumer Loan Depart |
|
Banc Of America Investment Services- Inc |
|
Bank Of America |
|
Bank One Lock Box |
|
Bank Street Auto & Tire Service |
|
Bay Vanguard Federal Savings Bank |
|
BB & T - Baltimore County |
|
Benexx |
|
Bradford Bank |
|
Cardtronics |
|
Carrollton Bank |
20 |
Carter-Braxton & Thomson Financial |
|
Chesapeake Bank Of Maryland |
8 |
Chevy Chase Bank |
|
Citibank - Maryland Financial Centers- Baltimore |
|
Citibank-Citicorp |
|
Clayton Baker Trust |
|
Colombo Bank |
|
Development Credit Fund Inc |
23 |
Electronic Funds & Technologies |
|
Fcti Inc |
|
Federal Medical Bank |
|
Federal Reserve Bank of Richmond |
|
First Mariner Bank |
|
First Mariner Mortgage Corporation |
|
First National Bank of Maryland 347-6000 |
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First Union Bank |
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First Union Equity Capital Markets |
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First Union National BK |
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Gerling Kathryn H PRES |
|
Guardian Services Group |
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Hamilton Federal Bank |
|
Harbor Bankshares Corporation |
1 |
Harbor Federal Savings Bank |
|
Hull Federal Savings Bank |
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Ideal Federal Savings Bank |
|
Interactive Designbank Inc |
|
Katzenberg Herbert M |
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Kopernik Federal Bank |
|
Kosciuszko Federal Savings Bank |
|
Leeds Federal Savings Bank |
|
Liberty Federal Savings & Loan Association |
|
M & T Bank |
|
Manufacturers & Traders Trust |
366 |
Mercantile Bank & Trust |
|
Mercantile Bank and Trust |
|
Mercantile Mortgage Corporation |
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Mercantile Safe Deposit Trust |
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Midstate Federal Savings & Loan Association |
|
National Bankcard Systems |
|
Nationsbank |
|
Northwest Savings Bank |
|
Pnc Bank, National Association |
56 |
Provident Bank Of Maryland |
86 |
Provident Mortgage Corporation |
1 |
Susquehanna Bank |
63 |
The Harbor Bank Of Maryland |
23 |
The Patapsco Bank |
1 |
Other Lending Resources for Baltimore Businesses This is a list of banks outside of Baltimore, Maryland that have provided SBA loans to Baltimore businesses. Some of these may be national banks with local branch locations.
Small Business Bank |
Recent SBA Loans |
Access National Bank
Vienna, VA |
1 |
Amer Express Centurion Bk
Salt Lake City, UT |
1 |
Banco Popular North America
New York City, NY |
1 |
Bank Leumi Usa
Boca Raton, FL |
1 |
Bank Of America
Charlotte, NC |
120 |
Bank Of Urbana
Urbana, MO |
1 |
Bay National Corporation
Lutherville, MD |
1 |
Bradford Bank
Lutherville, MD |
3 |
Branch Bank & Trust
Frederick, MD |
3 |
Branch Bank & Trust
Winston Salem, NC |
8 |
Business Loan Center, LLC
New York, NY |
6 |
Business Loan Center, LLC
Panama City Beach, FL |
14 |
Business Loan Center, LLC
Richmond, VA |
9 |
Capital One
Mclean, VA |
31 |
Capital One Bank (usa)
Glen Allen, VA |
2 |
Center Bank
Los Angeles, CA |
1 |
Cit Small Business Lending Corp
Livingston, NJ |
10 |
Comerica Bank
Dallas, TX |
1 |
Commerce Bank
Devon, PA |
1 |
Commerce Bank
Philadelphia, PA |
3 |
Commerce Bank/harrisburg Natl
Lemoyne, PA |
2 |
Commercefirst Bank
Annapolis, MD |
2 |
Eagle Bancorp, Inc
Bethesda, MD |
1 |
First Tennessee Bank
Memphis, TN |
1 |
Ge Cap. Small Business Finan Corp
St. Louis, MO |
1 |
Hanmi Bank
Los Angeles, CA |
7 |
Howard Bank
Ellicott City, MD |
2 |
Innovative Bank
Oakland, CA |
80 |
K Bank
Eldersburg, MD |
3 |
K Bank
Ellicott City, MD |
1 |
K Bank
Owings Mills, MD |
25 |
K Bank
Randallstown, MD |
1 |
Manufacturers & Traders Trust
Buffalo, NY |
41 |
Manufacturers & Traders Trust
Towson, MD |
127 |
Merrill Lynch Bank Usa
Salt Lake City, UT |
2 |
Nara Bank
Los Angeles, CA |
3 |
New Windsor State Bank
Westminster, MD |
1 |
Northwest Savings Bank
Owings Mills, MD |
1 |
Pacific City Bank
Los Angeles, CA |
1 |
Pnc Bank, National Association
Frederick, MD |
1 |
Pnc Bank, National Association
Laurel, MD |
1 |
Pnc Bank, National Association
Philadelphia, PA |
9 |
Pnc Bank, National Association
Pittsburgh, PA |
6 |
Provident Bank Of Maryland
Warrenton, VA |
26 |
Rbs Citizens
Providence, RI |
3 |
Regal Bank & Trust
Owings Mills, MD |
46 |
Sandy Spring Bank
Olney, MD |
1 |
Suntrust Bank
Atlanta, GA |
1 |
Suntrust Bank
Richmond, VA |
4 |
Superior Financial Group, LLC
Walnut Creek, CA |
8 |
Susquehanna Bank
Towson, MD |
2 |
Susquehanna Bank Dv
Bryn Mawr, PA |
2 |
Susquehanna Bank Pa
Millersburg, PA |
1 |
Susquehanna Bank Pa
Owings Mills, MD |
2 |
The Adams National Bank
Washington, DC |
3 |
The Business Loan Center
Newport News, VA |
1 |
The Columbia Bank
Columbia, MD |
7 |
The Columbia Bank
Greenbelt, MD |
1 |
The Columbia Bank
Lutherville, MD |
2 |
The Patapsco Bank
Dundalk, MD |
14 |
Uniti Bank
Buena Park, CA |
1 |
Unity Bank
Clinton, NJ |
3 |
Ups Capital Business Credit
Windsor, CT |
1 |
Wachovia Bank
Charlotte, NC |
10 |
Wachovia SBA Lending, Inc.
Roseville, CA |
4 |
Washington Mutual Bank
Henderson, NV |
1 |
Wells Fargo Bank
San Jose, CA |
1 |
Wilshire State Bank
Los Angeles, CA |
5 |
Woori America Bank
New York City, NY |
1 |
Business Loan Advice for Baltimore Businesses
Prior to meeting with banks to discuss getting a bank loan, you will need to develop the specifics of your loan request.
You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show your ability to pay the money back to the bank.
Having a business plan is an important prerequisite. If the bank loan is to for a company that is already doing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always
want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.
If the business has few assets, you will likely be asked to secure the business with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history
-- you may want to get a copy of your credit history prior to meeting with the banker.
Many of the banks in our list participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.
Gaebler.com Advice on Raising Money
If you are new to our Gaebler.com site, you should know that we are all about supporting entrepreneurs, and we have a
lot of information pertaining to to Raising
Money. For example, we would suggest you read How Much Venture Capital Is There?.
More Business Lender Lists for Maryland Cities
Get a Business Loan in Arnold
Get a Business Loan in Bel Air
Browse All Business Loan Sources for Maryland
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