We wrote this article for small business owners in Amelia, Ohio who are interested in getting a small business loan.
Local Amelia Banks
Without further adieu, here's our list of small business banks in Amelia.
Small Business Bank |
Recent SBA Loans |
First Clermont Bank - Amelia |
|
Lenders for Amelia Businesses
This is a list of banks outside of Amelia, Ohio that have provided SBA loans to Amelia businesses. Some of these may be national banks with local branch locations.
Small Business Bank |
Recent SBA Loans |
Center Bank
Los Angeles, CA |
1 |
Centerbank
Milford, OH |
1 |
Fifth Third Bank
Cincinnati, OH |
1 |
Jpmorgan Chase Bank
Houston, TX |
2 |
Keybank National Association
Cleveland, OH |
1 |
National City Bank
Cincinnati, OH |
1 |
National City Bank
Cleveland, OH |
1 |
Riverhills Bank
New Richmond, OH |
2 |
Temecula Valley Bank
Temecula, CA |
1 |
U.S. Bank National Association
Cincinnati, OH |
8 |
Amelia Business Loan Advice
Before contacting banks to get a bank loan, you will need to have a specific plan.
You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show how you intend to to pay the money back to the bank.
Being able to present a well-written business plan is an important prerequisite. If the capital is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to guarantee the loan. Collateral is relevant because banks always
want to be prepared for a worst-case scenario in which you cannot repay the loan.
If the business has few assets, you will likely be asked to secure the business with your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history
-- you may want to get a copy of your credit history prior to meeting with the banker.
Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.
Gaebler.com Advice on Raising Money
If you are new to our Gaebler.com site, you should know that we are dedicated to aiding entrepreneurs, and we have a
lot of resources related to to Raising
Money. If raising money is on your to-do list, we recommend you read Getting a Small Business Loan.
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